Old Age Security pension
Up to $751.97/month (65–74) · $827.17 (75+)
Maximums for July to September 2026. A partial pension may apply with fewer than 40 years of residence in Canada after age 18.
Official sourceSeniors & retirement module
Canada Seniors Benefits, OAS, GIS & Retirement Support
Understand federal retirement and low-income senior benefits, including how age, residence history, income, marital status and tax filing affect payments.
Programs and possible benefits
Amounts are dated official maximums, not a personal estimate or promise of payment.
Guaranteed Income Supplement
Up to $1,123.17/month
Maximum for a single, widowed or divorced low-income OAS pensioner for July to September 2026.
Official sourceCPP retirement pension
Up to $1,507.65/month at age 65
2026 maximum. Actual CPP depends on contributions, earnings and the age when payments start.
Official sourceCore requirements
The guide asks more specific questions based on the program and your province or territory.
- Be at least 65 for OAS and GIS.
- Meet OAS legal-status and Canada residence-history rules.
- Receive OAS and remain below the applicable income threshold for GIS.
- File income tax returns on time so income-tested benefits can be renewed.
Frequently asked questions
Are OAS and GIS the same benefit?
No. OAS is a pension based mainly on age and Canada residence history. GIS is an income-tested supplement for eligible OAS recipients.
Why do the maximums change during the year?
OAS program amounts are reviewed quarterly against the Consumer Price Index and do not decrease when the cost of living falls.
Do I always need to apply?
Some people are enrolled automatically, while others must apply. Check Service Canada notices and your account rather than assuming enrolment.
Ready to check which programs fit your situation?
Open the module guide for source-by-source screening.