Canada Child Benefit (CCB) & Provincial Family Supplements
The Canada Child Benefit is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18 years of age. Automatically combined with provincial supplements.
Key Program Highlights
- Up to $7,787 annually ($648.91/month) per child under age 6.
- Up to $6,570 annually ($547.50/month) per child aged 6 through 17.
- 100% tax-free income with automatic provincial child benefit top-ups (Ontario OCB, Alberta ACFB, BC Family Benefit, Quebec Allocation Famille).
- Includes shared custody splitting rules (50/50 payment division between equal primary caregivers).
Statutory Eligibility Criteria
Canada Child Benefit (CCB) Maximum Rates & Income Phase-Outs (2025/2026)
Indexed monthly and annual tax-free payments per child based on adjusted family net income (AFNI).
| Child Age Bracket | Max Annual CCB | Max Monthly CCB | Income Phase-Out Rules |
|---|---|---|---|
| Child Under 6 Years of Age | Up to $7,787 / child / yr | Up to $648.91 / child / mo | Full maximum benefit paid for AFNI under $36,502; phase-out formula applies above |
| Child Aged 6 Through 17 | Up to $6,570 / child / yr | Up to $547.50 / child / mo | Full maximum benefit paid for AFNI under $36,502; reduced gradually based on family income |
| Child Disability Benefit (CDB Supp) | Up to $3,322 / child / yr | Up to $276.83 / child / mo | Additional monthly top-up paid automatically for children eligible for the DTC |
* All CCB payments and provincial family supplements are 100% tax-free and do not reduce other federal credits.
Step-by-Step Application Process
Follow the official statutory pathway to prepare, certify, and submit your claim.
Register the Birth (Automated Newborn Registration)
At BirthRegister the birth through your provincial or territorial Vital Statistics agency and consent to sharing information with the CRA for instant automated enrollment.
Submit CRA Form RC66 for Existing or Immigrant Children
15 MinutesIf applying later or upon becoming a Canadian resident, submit Form RC66 online via CRA My Account or by mail.
Both Parents File Annual T1 Tax Returns
Annual Tax FilingBoth you and your spouse/common-law partner must file annual tax returns by April 30 every year (even with $0 income) to maintain uninterrupted monthly payments.
Receive Combined Federal & Provincial Monthly Payments
Monthly Direct DepositCRA calculates your exact monthly entitlement and deposits payment around the 20th of each month, automatically combined with your provincial child benefit.
Provincial Supplements & Regional Interactions
Provides up to $1,680/child/year paid automatically alongside your federal CCB payment.
Provides up to $1,410 for the first child + working family supplements paid quarterly.
Provides up to $1,750 for the first child and $1,100 for the second child paid monthly.
Administered directly by Retraite Québec providing up to $2,900+ per child annually.
Frequently Asked Questions
When is the CCB payment recalculated each year?
The CCB is recalculated every July based on your adjusted family net income (AFNI) reported on the previous year’s tax returns (e.g. July 2025 payments are based on 2024 tax filings).
Can both parents receive the CCB in a shared custody situation?
Yes. If parents share custody of a child between 40% and 60% of the time, CRA pays each parent 50% of the benefit they would have received if they had sole custody.
Is the Canada Child Benefit considered taxable income?
No. The Canada Child Benefit and all provincial child benefit supplements are 100% non-taxable and do not reduce other income-tested social assistance or GST/HST credits.
Recent Policy Analyses & Bulletins
Related Canadian Benefits & Programs
Explore complementary federal and provincial benefits that share eligibility criteria or prerequisites.
Canada-Wide Early Learning & Child Care ($10/Day)
Reduces licensed child care fees to an average of $10/day for infants, toddlers, and preschoolers.
Child Disability Benefit (CDB Supplement)
An automatic tax-free supplement of $276.83/month per child with an approved Disability Tax Credit.
EI Family Caregiver Benefit for Children
Provides up to 35 weeks of wage replacement if you need time off work to care for a critically ill child.
Canadian Dental Care Plan (CDCP)
Covers dental care for children under 18 in families with adjusted family net income under $90,000.
Related Official Forms
Canada Child Benefits Application
Status in Canada and Information on Female Spouse
Demande d’Allocation famille du Québec
Benefit formulas, indexation, and phase-out rates are enacted under statutory Canadian legislation.
Visit Official Government Endpoint